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Introducing our ‘Jewel Oyster’ plan, that makes jewellery buying easy, be it anytime of the year. With easy monthly installments starting from Rs.5000, purchase your dream jewellery at a discounted price, that makes both you and your budget happy. The enrolment is available for two tenures, i.e either for 6 months or 10 months.
Hence, from now onwards, neither fluctuating Gold prices will unsettle you nor you will have to wait more to buy your favorite Diamonds.
With easy monthly instalments, revel in the benefits of our jewel oyster plan.
It has something for everyone.
Protect yourself from the fluctuating gold prices. Accumulate small amount of gold at various price levels and at the end of the term, free gold worth 50% of the gold booked in the first month will be added to your jewel oyster account at the time of your first installment with which you can buy your favorite gold Jewellery.
At the end of 6 installments, patron can buy jewelry of the value of accumulated gold. So if the patron purchases a jewelry on 1st October 2016 after paying the 6th installment, she/he can purchase gold rate at an average rate of Rs.3004 per gram rather than the prevailing rate of Rs.3040 per gram.
Date | Amount | Gold Rate (22kt)* | Grams Booked |
---|---|---|---|
1st May | 15,000 | 2,989 | 5.02 |
1st June | 15,000 | 2,876 | 5.22 |
1st July | 15,000 | 2,974 | 5.04 |
1st August | 15,000 | 3,072 | 4.88 |
1st September | 15,000 | 3,053 | 4.91 |
1st October | 15,000 | 3,070 | 4.89 |
Total | 90,000 | 18,034 | 29.96 grams |
Monthly Installment | 5000 | 5000 |
---|---|---|
Period | 6 Months | 10 Months |
Total Installment Value | 30,000 | 50,000 |
Bharatji’s Contribution ( in %) of Monthly Installment* | 50% | 100% |
Redemption Value | 32,500 | 55,000 |
Likewise, pay minimum Rs.5000 either for 6 months or 10 months and Bharatji will add specific percentage of amount (depending on the tenure), enabling you to buy ravishing Diamond jewellery from Bharatji.
*In case of Solitaire jewellery, 50% of the above mentioned Bharatji’s contribution will be contributed by Bharatji, i.e for 6 months, Rs.1250 (in case the installment is Rs.5000 pm) and for 10 months, it will be Rs.2500. For more, refer to Terms and Conditions.